Finance Tools
SIP Calculator
SIP calculator — estimate mutual fund returns from monthly investments over any duration and rate.
About this tool
The SIP Calculator estimates the future value of regular monthly investments through a Systematic Investment Plan. Mutual fund investors, retirement planners, and wealth builders use SIP projections to understand how consistent contributions combined with compounding can grow over years or decades.
Enter your monthly SIP amount, expected annual return, and investment duration, then click Calculate to see maturity value, total invested, and estimated gains.
For a one-time lump-sum investment instead, use the compound interest calculator. To compare overall profitability across rates, try the investment return calculator.
How to Use This Tool
- Enter your monthly SIP amount.
- Enter the expected annual return rate.
- Enter the duration in years.
- Click Calculate to see total investment and expected returns.
Frequently Asked Questions
How does the SIP Calculator estimate returns?
It uses the compound interest formula and monthly contributions to find total investment value and expected returns.
Is SIP return guaranteed?
No, SIP returns are market-linked and depend on mutual fund performance. The calculator provides an estimate only.
What return rate should I enter?
Use an expected average annual rate based on historical performance and your risk profile. Trying a conservative and an optimistic rate can help you compare scenarios.
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