Finance Tools
Loan Calculator
Loan calculator — estimate EMI, total interest, and full repayment cost for home, car, and personal loans.
About this tool
The Loan Calculator reveals the true cost of borrowing by computing your monthly EMI, total interest payable, and overall repayment amount. Home loans, car loans, personal loans, education loans, and business credit all follow standard amortization formulas that this tool applies instantly.
Adjust the loan amount, interest rate, or tenure to compare scenarios side by side and see how small changes affect your monthly payment and lifetime cost.
For a quick EMI-only estimate, use the EMI calculator. Home buyers who need taxes and insurance included should try the mortgage calculator.
How to Use This Tool
- Enter the loan amount you want to borrow.
- Enter the annual interest rate.
- Choose the loan tenure in months or years.
- Click Calculate to view EMI, interest cost and total payment.
Frequently Asked Questions
How does the Loan Calculator work?
The Loan Calculator uses the standard EMI formula to compute your monthly installment, total payment, and total interest based on loan amount, tenure and interest rate.
Is my EMI calculation accurate?
Yes, the results follow globally accepted amortization principles and are accurate for all loan types including home, car and personal loans.
Can I compare different loan options?
Yes, you can change the loan amount, interest rate and tenure to instantly compare different EMI outcomes.
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